Cirbo & Associates Financial Services
Our Services
Dennis Cirbo is an Investment Advisor Representative and Chartered Financial Consultant, Chartered Life Underwriter specializing in Life Insurance, Disability, Health and Group Insurance, Long Term Care as well as Retirement and Estate Planning. Our goal is to provide you with Service and Experience when making your financial decisions.
We provide a full range of financial services, including:
Fee Based Financial Planning/Money Managing
Life Insurance, Disability and Long Term Care Planning
Tax and Estate Planning
Conservative Money Concepts
Risk Management/Asset Protection
Retirement Planning and Individual and Company Sponsored Plans
Accumulation Planning
Distribution Planning
Estate Conservation
Charitable Giving
Asset Protection through Insurance and Annuity Products
Life Settlement/Life Insurance Appraisals age 65+A process of having your life insurance appraised to be sold in a secondary market if there is no longer a need or is unaffordable to keep. This is not Viatical Insurance.
Business Continuity Planning
Buy Sell Agreements
Exit Strategies for business owners
Employee Benefits/Voluntary Benefit Planning